當人們談論他們的錢隨著時間的推移越來越小的影響,他們談論通貨膨脹的影響。當然,問題是為什麼我們的錢變小了。經濟學家提供了幾種思想。例如,如果一個國家在危機時期印出更多的錢來解決問題,那麼貨幣供應量就會增加。這反過來又會導致資金變小。另一個原因可能是產品和服務的生產成本上升,這也會導致我們的錢變小。我們知道,通貨膨脹使我們的貨幣隨著時間的推移而變小,這也是人們把錢放在銀行以賺取利益以對抗通貨膨脹影響的原因之一。 通貨膨脹對金融建模的影響 在金融建模中,通常討論名義價值與實際價值。某樣東西的實際價值基本上考慮到通貨膨脹的影響。例如,如果您今天有 1000 美元,那麼 5 年後的實際價值是多少?5年內1000美元的實際價值是考慮到每年通貨膨脹的影響。我們可以使用貨幣的時間價值概念在 5 年內使用通貨膨脹率來貼現 1000 美元。這導致我們質疑什麼是通貨膨脹率,我們如何計算通貨膨脹率? 消費者價格指數 許多國家定期衡量家庭購買的商品和服務的平均價格。這些數據又在官方政府網站上公佈。這些數據使我們能夠計算通貨膨脹率。 通脹 通貨膨脹的定義是家庭購買的商品和服務價格總水準的上升。換句話說,它是衡量消費者價格指數 (CPI) 變化百分比的指標。 此通貨膨脹計算機和電子錶格可用於快速輕鬆地計算通貨膨脹率。
版本歷史記錄
- 版本 1.0 發佈於 2009-09-23
新版本
軟體細節
- 軟體分類: 業務 > 投資工具
- 發佈者: ConnectCode Pte Ltd
- 軟體性質: 免費
- 價格: N/A
- 版本: 1.0
- 作業系統: windows
終端使用者許可協定
Software License Agreement The Free Inflation Calculator together with its accompanying documentation (referred to as "Software" in this Agreement) is the property of ConnectCode Pte Ltd ("ConnectCode"). By installing or using this Software, you (or you on behalf of your organization) are agreeing to the terms and conditions of this Agreement. This Software is protected under International Copyright Laws. 1. License Grants Free Personal User License The license associated with this Software allows for free personal use only. 2. License Restrictions You may not sell, copy, emulate, clone, rent, lease, adapt, translate, sublicense, decompile, disassemble, otherwise reverse engineer Software except as specified in this agreement. Any unauthorized use shall result in immediate and automatic termination of this license and may result in prosecution. 3. Termination This Agreement takes effect upon your use of the Software and remains effective until terminated. It will be terminated automatically without notice from ConnectCode if you fail to comply with any provision contained here. You agree on termination of this Agreement to destroy all copies of the Software in your possession. 4. Limitation of liability In no event will ConnectCode be liable to you for any damages, including any lost profits, lost savings, or other incidental or consequential damages arising from the use or the inability to use the software, even if an authorized dealer or distributor has been advised of the possibility of these damages. ConnectCode will not be liable to you for any damages if you lose money (or reputation, or any other losses) on your investments or speculations as a result of using or misusing the Software. 5. Warranty Disclaimer ConnectCode disclaims all warranties, whether expressed, implied, or otherwise, including the warranties of merchantability or fitness for a particular purpose. ConnectCode does not warrant that the software is error-free or will operate without interruption.